This is the big one: 169.11 acres near Road 12.8 and County Road A.5 at Garcia, in southern Costilla County, Colorado, with paved road frontage and power on the tract. (The serving utility has not been confirmed, so verify service before you plan around it.) Honest expectations: open San Luis Valley country with big mountain views. Because it is a large tract, we require 10% down on terms. The details: 169.11 acres, Near Rd 12.8 and County Rd A.5, Garcia, Costilla County, Colorado. APN 10012670. Property taxes run about $1,352 a year (estimated). Call Costilla County Planning and Zoning about camping, RV and building rules before you make plans. Title disclosure, please read: this tract is NOT covered by our title insurance policy. We hold it by quitclaim deed and a quiet title action is in process. Talk to us about where that stands, and get your own title review before you buy. The paved road frontage is based on our own knowledge of the property, not an insured right of access. Price is $129,000, the same whether you pay cash or finance. Owner financing: $12,900 down (10%, because it is a big tract) and $2,172.15/month for 84 months at 12% interest. That payment already includes property taxes and a $10 note fee. Put 15% down ($19,350) and we drop your rate to 10%, about $1,942.99/month, and you can buy the rate down further, to as low as 7%. One-time non-refundable doc fee. No credit check, no SSN, no bank. GPS: 37.007449, -105.550716. Go look at it, then call or text us at 804-653-5351. See this property on our interactive map